Financial Assistance Options for Intended Parents Pursuing Surrogacy

Surrogacy can be a transformative and rewarding journey for intended parents.  But we get it, it comes with significant financial costs. The process involves various expenses, such as medical procedures, legal fees, surrogate compensation, and agency fees, which can quickly add up. However, for individuals and couples dreaming of building a family through surrogacy, there are financial assistance options available that can help ease the burden.

1: Discounts and Grants

When it comes to the financial aspects of surrogacy, intended parents may find solace in the various discounts and grants available to them. Reputable surrogacy agencies, like Elevate, often offer discounts for certain services. For instance, at Elevate, surrogacy services are discounted for intended parents who have previously used an Elevate Egg Donor, making the journey more affordable.

Moreover, there are several organizations that have negotiated discount programs for intended parents. Organizations such as Men Having Babies ( strive to make surrogacy more accessible by offering discounts on various services. Additionally, numerous foundations, like the Forming Families Foundation (, provide grants to assist intended parents with their surrogacy expenses, significantly alleviating financial burdens.

2: Loans

Intended parents can explore the option of obtaining loans specifically designed for assisted reproduction. Various organizations, such as Sofi (, Ally (, Capex (, and Sunfish (, offer loans tailored to help individuals and couples with their surrogacy journey. These loans can cover medical expenses, agency fees, and other related costs, providing a viable financial solution for those embarking on the path to parenthood through surrogacy.

3: Employer Benefits

The growing awareness of fertility challenges has led to an increasing number of companies offering fertility benefits to their employees. These benefits may be available through insurance programs or specific benefit programs like Carrot or Progeny. Intended parents are encouraged to check with their HR departments to explore the possibility of having part of their assisted reproductive journey covered or offset by their employer’s benefits. Such support from employers can significantly ease the financial strain of surrogacy.

4: Crowdfunding and Online Fundraising

The power of online platforms has opened up new avenues for intended parents to receive financial assistance through crowdfunding and online fundraising. Websites like GoFundMe and HoneyFund have gained widespread popularity and can be harnessed to set up online fundraising specifically for IVF treatments and surrogacy costs.

Innovative couples have even chosen to request donations to their IVF fund instead of traditional wedding gifts. This approach allows friends and family to contribute to their family-building goals, bringing them closer to their dream of becoming parents while offering loved ones the joy of participating in such a meaningful gift.

5: Credit Card Financing

For intended parents seeking more flexible payment options, credit card financing can be an attractive solution. Many credit card companies offer 0% introductory rates, allowing intended parents to delay full payment for up to 18 months. This can provide significant financial breathing room during the surrogacy journey.

At Elevate, we understand the importance of financial flexibility for our clients. As part of our commitment to supporting intended parents, we utilize an escrow company that allows funding surrogacy compensation via credit card. This convenient payment plan can be extremely beneficial to many of our clients, making the surrogacy process smoother and more manageable.

The journey to parenthood through surrogacy is an emotional and transformative experience, but it can come with significant financial challenges. Fortunately, there are numerous financial assistance options available to intended parents to help them overcome these obstacles. Discounts, grants, loans, employer benefits, crowdfunding, and credit card financing are valuable resources that can make surrogacy more accessible and achievable for individuals and couples longing to build their families. By exploring these options and working with a reputable surrogacy agency like Elevate, intended parents can navigate the financial aspects of surrogacy with greater ease and embark on the path to parenthood with hope and confidence.

To learn more about our surrogacy program at Elevate, please call us at 323.933.8918 or email us at for more information.


This field is for validation purposes and should be left unchanged.